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Potelco Credit Union is owned by its members and run by a Board of Directors you elect. You can be confident that your financial privacy is a top priority of Potelco. We are required by law to give you this privacy notice to explain how we collect, use and safeguard your personal financial information. If you have any questions, please contact a member service representative at 233-5544.
We are committed to providing you with competitive products and services to meet your financial needs, which necessitates that we share information about you to complete your transactions and to provide you with certain financial opportunities. In order to do so, we have entered into agreements with other companies that provide either services to us or additional financial products for you to consider. Under these arrangements, we may disclose all of the information we collect, as described below, to companies that perform marketing or other services on our behalf or to other financial institutions with whom we have joint marketing agreements. To protect our members' privacy, we only work with companies that agree to maintain strong confidentiality protections and limit the use of information we provide. We do not permit these companies to sell to other third parties the information we provide to them.
Information We Collect And Disclose About You
We collect the following nonpublic personal information about you from a variety of sources and may disclose all the information we collect to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. We may also disclose information we collect about you under other circumstances as permitted or required by law.
- From membership and loan applications and other forms, we obtain information such as name, address, social security number, and income.
- From your transactions with us or other companies that work closely with us to provide you with financial products and services, we obtain information such as your account balances, payment history, parties to transactions, and credit card usage.
- From consumer reporting agencies, we obtain information such as your creditworthiness, and credit history.
- From verifications of information you provide on applications and other forms, we obtain information from current or past employers, other financial institutions and other sources listed on the application.
We may also disclose information we collect about you under other circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of our credit union, follow your instructions as you authorize, or protect the security of our financial records.
If you terminate your membership with Potelco United Credit Union, we will not share information we have collected about you, except as permitted or required by law.
How We Protect Your Information
We restrict access to nonpublic personal information about you to those employees who have a specific business purpose in utilizing your data. Our employees are trained in the importance of maintaining confidentiality and member privacy. We maintain physical, electronic, and procedural safeguards that comply with federal regulations and leading industry practices to safeguard your nonpublic personal information. |
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ADDITIONAL INFORMATION ABOUT OUR WEBSITE
Our web site has security measures in place to guard against unauthorized access to personal records, ensure accuracy and integrity of communications and transactions, and protect member confidentiality. Our web server carries a digital certificate that supports up to 128-bit key encryption. This allows private information to be encrypted, or scrambled, as it travels across the Internet. Only our server and your browser can read your private information.
To enhance the usability of our web site, we include links to other sites. While we hope that these other sites respect a user's privacy, Potelco is not responsible for the privacy practices or content of these other sites. It is the member's responsibility to check out the other sites' privacy statements to see if they meet privacy standards.
Our web site uses cookies that are sent back to our web server for security reasons and are required to access our website. These cookies are only for authentication purposes and expire as soon as you leave our web site.
E-mail is not secure; therefore, we will not e-mail any confidential information, such as account numbers, security words, E-Teller passwords, etc. We also encourage members to not e-mail the credit union with private information they would not want other people to see. |
