Potelco United Credit Union

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Intranet
Mortgage Rates

                                Mortgage Specialist
                               TAMI LEWIS
                               208-233-5544 ext 150
                               233-1288 fax

MORTGAGE INTEREST RATES
As of September 5, 2008

CONVENTIONAL RATES based on 80% LTV, with $100,000.00 sale price and 30 day lock.  
Rate adjustments for non-owner occupied and cash out refinances.*

LOAN TYPE

RATE*

DISCOUNT 
POINTS

APR**

Fixed 30 Year

6.125%

0

6.281%

Fixed 15 Year

5.625%

0

5.932%

3 Year Balloon

5.75%

0

6.319%

5 Year Balloon

6.00%

0

6.368%

7 Year Home Equity

6.00%

0

6.00%

10 Year Home Equity***

5.90%

0

5.90%

 

 

 

 


*Additional rate adjustment may apply for high loan-to-value, varying loan amounts, low credit scores, differing program and property types.  Please call for quotes on other programs.  

**APR includes1.0% origination fee and standard borrower's closing costs.  See the mortgage department for details.

***10 year variable rate HELOC adjusted quarterly based on prime rate.


Rates are subject to change without notice.


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Loan Rates

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