Loan Rates as of 5-22-08
100% financing through 60 months, 90% over 60 months. Cyles/ATV etc., no more than 60 months, special criteria applies.
| |
Term |
Rate |
Preferred
Rate |
| Autos and RVs |
- |
- |
- |
| New RVs over $20,000.00 |
120 months |
7.65% |
6.65% |
| New RVs |
84 months |
6.90% |
5.90% |
| Used RVs |
84 months |
6.90% |
5.90% |
| 2008*, 2007*, 2006 |
72 months |
6.00% |
5.00% fixed |
| 2008, 2007, 2006 |
60 months |
6.00% |
5.00% fixed |
| 2005, 2004, 2003 |
48 months |
6.00% |
5.00% fixed |
| 2002, 2001 |
36 months |
6.00% |
5.00% fixed |
|
|
|
|
| Older used Autos LOW BOOK |
Up to 36 months |
7.75% |
- |
| Older Used Autos over $7,000.00 |
Up to 48 months |
8.75% |
- |
*2007 thru 2009 vehicles will receive 0.25% off above rates
The preferred member rate is for two or more services such as Checking account, draft protection, VISA Credit Card, IRA, Medical Checking, Christmas Club Account, etc.
| - |
Term |
Rate |
- |
| Signature Loans |
- |
- |
- |
| LOC Open Line |
36 months |
13.00% |
- |
Signature Short Term
Closed End |
30 months |
12.00% |
- |
| - |
24 months |
11.00% |
- |
| - |
18 months |
8.00% |
Special Rate |
| - |
12 months |
6.50% |
Special Rate |
Home Equtiy Loans
5.90% varialbe rate for up to 15 years. Apprasial paid by member if needed to qualify. All other fees paid by Potelco.
Home Equity Fixed Rate 6.00% for 84 months.
| - |
Term |
Rate |
| Other Types of Loans |
- |
- |
| MasterCard Credit Card |
- |
Variable Rate |
| Draft Protection |
- |
18.00% |
| Share Secured Loans |
- |
6.00% |
| Certificate Secured Loans |
- |
Interest Rate is 2.0% above
certificate rate |
| Compuer Loans (Min $500.00) |
12 months |
6.00% |
| Hot Tubs- Lien on property |
Up to 60 months |
10.00% |
|
|
|
The rates shown on this page are the best possible. Rates may vary according to credit history and Fair Isaac Score. Rates are subject to change without notice.
Savings Rates
Mortgage Rates
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