Potelco United Credit Union

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ID Theft Program
Identity Theft is a growing problem where 1 in 23 consumers will become victimized.  To help combate this threat, Potelco has partnered with IDT Alliance, to offer our members an Identiy Theft protection and recovery program. 

IDSafeChoice

IDSafeChoice is an Identity Theft Resolution Program provided to all primary members at NO COST.  This program offers a fully managed resolution to Identiy Theft including:
  • Assignment of a Personal Recovery Advocate
  • Customized Recovery Plan for Each Individual
  • Plan Activated within 3 business days.
  • Pro-Active follow-up for 6 months to determine if there are further problems
  • No time limit on restoring the victim to Pre-event status
  • Cases can be re-opened if there is a reoccurrence within 36 months

The personal advocate works with agenices, financial institutions, law enforcement, and any one else necessary to restore a victim's identity.  

IDSafeChoice--Plus

Individual $8.95 per month
Family $12.95 per month
IDSafeChoice--Plus is an upgraded version of the complementary program offered to all primary members of Potelco.  This upgraded program is available to purchase at very reasonable rates and includes the following;

  • Managed Resolution of Identity Theft as described above PLUS...
  • Annual Credit Report-- your complete credit report available automatically each year for your review
  • Continuous Credit Monitoring-- weekly status alerts to warn of new activity that may signal that a criminal is at work
  • Expense Reimbursements-- Up to $20,000.00 in reimbursed expenses for recovering your identity, with zero deductible
  • Education-- Provides protection test and personalized plan, fraud alerts on icidents in the area, newsletters, and more.


ENROLL NOW 

IDSafeChoice--Plus Member

 



Terms and Conditions:

1.  Services are provided to the named individual in Sponsor’s Covered Group; businesses do not qualify for this offer.  Benefits are non-transferable.  2.  Eligibility for recovery services is based on ID theft events that occur, are discovered and reported to Identity Safeguards on or after the effective date of the program and during the eligibility period.  3.  In order to receive Services the individual must be a current customer of the sponsor’s and must maintain their relationship in good standing during such time that Identity Safeguards is providing Services.   4.  Identity Safeguards reserves the right to refuse or terminate services if it is deemed that the participating plan member is committing fraud or other illegal acts, making untrue statements, or failing to perform his/her portion of the recovery plan. Identity Safeguards will not refuse or terminate services to a plan member solely due to the complexity of a case.   5.   Identity Safeguards does not provide credit counseling or repair to credit which legitimately belongs to the plan member.  6. Complementary Recovery Services are available in the United States of America (U.S.) and to persons outside the U.S. to the extent that U.S. laws prevail.  7.  If you cancel your membership prior to activating your credit report and monitoring service, you will receive a full refund.  If you cancel after activating this service, you will be charged a flat $30 cancellation fee. 

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